AXA.caFAQs

A number of factors affect your home rate, including:

• The amount of coverage and the applicable deductible
• The type of coverage chosen (all risks, named perils, etc.)
• Additional coverage risks included in the policy (sewer back-up, earthquake, etc.)
• Territory and fire protection (fire hydrant, fire department, etc.)
• Number of years insured and number of claim-free years
• Year of construction (if you are the owner); number of dwelling units (if you are a tenant)
• Type of heating system
• Security system (burglaralarm)
• Age of the insured

Protect your home with a security system to reduce risks and qualify for a discount on your insurance premiums.

Increase the amount of your deductible.

Preventive measures and good maintenance of your property are other factors that help reduce your insurance premium because they reduce your risks.

Protect your home with a security system to reduce risks and qualify for a discount on your insurance premiums. Through its Home Prevention Plus ® program, AXA offers several advantages, including the possibility of acquiring a security system.

Increase the amount of your deductible.

Preventive measures and good maintenance of your property are other factors that help reduce your insurance premium because they reduce your risks.

To be adequately covered in the event of a loss, you should take an inventory of your belongings. An AXA broker or advisor can advise you in this regard.

The amount of coverage you take out should correspond to what it would cost to rebuild your home. Your AXA broker or advisor will help you determine the reconstruction cost, based on the specifications of your house (size, number of storeys, type of heating system, materials, etc.).